Compliance Disclosures

Lanning Financial Inc. is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Lanning Financial Inc. and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Lanning Financial Inc. unless a client service agreement is in place.

Lanning Financial Inc. provides links for your convenience to websites produced by other providers or industry related material. Accessing websites through links directs you away from our website. Lanning Financial Inc. is not responsible for errors or omissions in the material on third party websites, and does not necessarily approve of or endorse the information provided. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites.

Social Media

Content published through our blog or social media profiles is purely intended to be general and educational in nature, and should not be construed as specifically-tailored investment, financial planning, tax, legal, or other professional advice. Information and data contained in such content is as-of the date of publication and may be subject to change in the future without notice. Any investment performance referenced is purely past performance, which is no guarantee of any future performance. Nothing contained in our content should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or other financial product or investment strategy. All investment, tax, and financial planning strategies involve risk that you should be prepared to bear. You are highly encouraged to consult with professionals of your choosing before taking any action based on our content.

Lanning Financial Inc. is a registered investment adviser with the U.S. Securities and Exchange Commission. For more information about our services and disclosures, please refer to our Form ADV available here.

Educational

This material is purely intended to be general and educational in nature, and should not be construed as specifically tailored investment, financial planning, tax, legal, or other professional advice. Information and data contained herein is as-of the date of publication and may be subject to change in the future without notice. Any investment performance referenced is purely past performance, which is no guarantee of any future performance. Nothing contained herein should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or other financial product or investment strategy. All investment, tax, and financial planning strategies involve risk that you should be prepared to bear. You are highly encouraged to consult with professionals of your choosing before taking any action based on this material.

Case Studies (Actual Client)

Any client experiences or outcomes described herein may not necessarily be representative of all client experiences or outcomes. Past experiences or outcomes for certain clients do not guarantee similar results for other clients.

Case Studies (Hypothetical Client)

The experiences and outcomes described herein represent a hypothetical case study and not that of an actual client. Actual client experiences and outcomes may vary. Past experiences or outcomes for certain clients do not guarantee similar results for other clients.

Donor Advised Funds

All activities of charitable giving and participation in a donor-advised fund program are subject to the terms and conditions of the Charitable Trust and this Circular and are governed by an independent Board of Trustees (“Trustees”), who are responsible for all aspects of its operations. The Trustees reserve the right to modify the program at any time, subject to the provisions declared in the Declaration of Trust.

Content Disclosure

Lanning Financial Inc. does not provide tax advice. Clients should consult their tax professionals regarding their individual circumstances. This material is provided for informational and educational purposes only and should not be construed as personalized investment, tax, or legal advice.

ESG Investment Risk Disclosure

Investing involves risk, including the possible loss of principal. ESG considerations may limit investment opportunities and may cause performance to differ from strategies that do not incorporate ESG factors. ESG criteria and scoring methodologies vary among managers and data providers. As a result, different investment strategies may evaluate the same company differently.

General Notice to Users

While we appreciate your comments and feedback, please be aware that any form of testimony from current or past clients about their experience with our firm on our website or social media platforms is strictly forbidden under current securities laws.