Many of you have heard me over the years talk about the logic of whether it makes sense to pay off one’s house or if it makes sense to use…
I do have one non-negotiable, must-do for my clients: Get your estate planning done. By that, I mean, get your legal paperwork complete which instructs the living how to handle…
I have very few must-do’s and should’s in my life and for the lives of my clients. This one, though, I’m clear about: Friends don’t let friends share real estate…
People are often surprised that I don’t recommend using 529 plans as a college savings plan. Section 529 of the Internal Revenue Code allows you to take after-tax dollars, put…
Over the last several years the press and pundits had written off mortgage brokers as a business model that was dying. Kern Lewis of the SF Banking Industry Examiner reported…
I’ve had many referrals from clients of people who wanted to refinance. We try to refinance as many people as we can to help with payments or get them…